Phase 3 synthetic review

This build uses workbook-source calculation rules with fictional records. It contains no actual family balances, transactions or agreed family dates.

  1. Create an encrypted synthetic plan or open a Phase 3 .ufw file.
  2. A short setup checklist links directly to missing assumptions; unsupported forecasts remain blocked. Select Load fictional example to enter a clearly labelled fictional scenario, or set test assumptions yourself.
  3. Explore retirement dates, spending and cash/pension returns. Open Projection assumptions and pension settings to inspect exact dates and six pension pots.
  4. Use Save latest plan to save an encrypted .ufw into OneDrive / Ullah Family Wealth / Plans. Confirm the file is saved; the app cannot verify OneDrive synchronisation.
  5. On the other device, download the matching revision first, then Open latest plan. Known older or conflicting revisions are blocked.
  6. Keep independent encrypted backups outside OneDrive. Backups & lock supports checkpoints and deliberate recovery.

Phase 2 files and its local vault remain untouched. They use the preserved Phase 2 app. There is no automatic migration to this revised financial schema. Do not import real family data.

Offline use requires the app files and required data to have been downloaded first. iPad/iPhone installation needs an approved stable HTTPS distribution location, which has not been deployed. Actual device/OneDrive testing remains pending.

The six-section adviser review and readable PDF are for fictional review. A PDF is not an encrypted backup. Native Excel changed-input parity, tax decisions and security/real-data acceptance remain outstanding.

iPad review test

After an approved HTTPS address is supplied, open it in Safari, choose Share → Add to Home Screen, then launch the new icon before importing. Wait for App cached and test reopening in Airplane Mode with Wi-Fi off. A downloaded ZIP is not an installation.

Download the encrypted plan from OneDrive to On My iPad first. Open latest plan, enter its passphrase, choose the file and confirm its revision. Successful imports and identical revisions now leave a lasting message in the save-status strip.

After editing, wait for the encrypted local save. Download the new .ufw, check it exists in Files, then copy it to the dedicated OneDrive Plans folder when online. Verify that exact revision has reached Windows before handing over. Keep independent encrypted backups; never clear website data to update the app.

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